You can opt to pay in 4 over 6 weeks with ZERO fees and ZERO interest (0% APR). You pay part of your purchase at checkout, then the rest over 6 weeks. Ideal for bigger buys, or if you just need a little extra time.\u00a0First instalment payment varies from 25-50% depending on eligibility checks.<\/em><\/strong><\/p>\n\n\n\n You can also pay in 1 to get 2% cash back in Zilch Rewards instantly. You can use these Zilch Rewards towards your next buy or save them for that special something.<\/p>\n\n\n\n Awesome, right? Here\u2019s a sneak peek of other ways that could help you save some bucks for your back-to-school shopping:<\/p>\n\n\n\n Before you even start shopping for school supplies, make sure to check what you have and don\u2019t have at home.<\/p>\n\n\n\n Make a list of items that could still be used for the upcoming school year then proceed to make a shopping list of essential back-to-school items.<\/p>\n\n\n\n This way, you could avoid spending on unnecessary purchases and in turn, spend responsibly for what you actually need.<\/p>\n\n\n\n When it\u2019s time to shop, why not consider Zilching it to enjoy flexible payment options? <\/p>\n\n\n\n In line with the point we made above, anything that\u2019s in good condition could be recycled.<\/p>\n\n\n\n Whether it be pencils, erasers, notepads, backpacks or lunchboxes, putting them back into rotation would be a practical solution.<\/p>\n\n\n\n Another suggestion would be to repurpose unused pages out of spiral notebooks into loose-leaf paper for the upcoming school year. This is both economical and good for the environment, so it\u2019s a win-win!<\/p>\n\n\n\n For starters, have a look at what small local businesses have to offer. You might be able to find good deals on surplus items.<\/p>\n\n\n\n If you\u2019re unable to find what you need there, retail chains like Target<\/a> and Walmart<\/a> offer weekly clearance sales and back-to-school deals.<\/p>\n\n\n\n It\u2019s also worth checking out dollar stores and signing up to free loyalty and rewards programs to help you save more.<\/p>\n\n\n\n Alternatively, you could pay in 1 with Zilch to get 2% cash back in Zilch Rewards instantly.<\/p>\n\n\n\n Instead of shopping for school supplies and essentials at once, spreading out your purchases over a few weeks could be a practical approach.<\/p>\n\n\n\n Each week, there will be unsold stock from stores and they will most likely be discounted, allowing you to save more.<\/p>\n\n\n\n Another way to spread out your purchases is paying in 4 with Zilch. You\u2019ll only have to pay 25% to 50% of the total price of your purchase upfront (depending on eligibility checks), then pay the rest over 6 weeks.<\/p>\n\n\n\n A lot of tech stores including Apple<\/a>, Dell<\/a> and Microsoft<\/a>, offer discounts to college students<\/a> so make sure to check them out.<\/p>\n\n\n\n Online stores like ASOS<\/a> also give students 10% off for any purchase. Try signing up to Student Beans<\/a> too. It\u2019s a platform that enables you to access student discounts across a wide range of categories and stores.<\/p>\n\n\n\n Teachers, on the other hand, can enjoy exclusive discounts on school supplies year-round from stores such as Barnes and Noble<\/a>. Dollar General<\/a> also gives teachers 20% off stationery for a limited time this season.<\/p>\n\n\n\n Check out Facebook Marketplace<\/a> to browse a relevancy-sorted feed of things to buy from people who live nearby. Craigslist<\/a> is another option to consider for saving big bucks on school supplies.<\/p>\n\n\n\n Look up eBay listings<\/a> as well. They have authenticity guaranteed<\/a> second hand sneakers, bags and clothes in good condition.<\/p>\n\n\n\n For cheap meal options, download the Too Good To Go<\/a> app. It lets you buy and collect Surprise Bags of food that weren\u2019t sold in time at cafes, restaurants and hotels at a great price.<\/p>\n\n\n\n Pro tip: Do some research and read up on policies of your favourite stores. Some stores have a price match policy, allowing you to purchase an item at another store\u2019s discounted price.<\/p>\n\n\n\n For instance, major retailers like Staples<\/a>, Target<\/a>, and Nordstrom<\/a> have excellent price match policies.<\/p>\n\n\n\n Spending a bit of time to check pricing policies will ultimately help you save more and spend less in the end.<\/p>\n\n\n\n It’s worth making a list of stores that offer this so you can plan where to shop and do so efficiently.<\/p>\n\n\n\n Scoring bulk deals on school supplies is another awesome way to save money, especially if you find other parents or fellow college students willing to split the expense.<\/p>\n\n\n\n That way, you can each pay less and share the items amongst yourselves. If buying in bulk without splitting would work for you, consider paying in 1 with Zilch to earn 2% cash back in Zilch Rewards instantly.<\/p>\n\n\n\n It might sound old-fashioned, but collecting coupons still is an effective way to save money.<\/p>\n\n\n\n Whether you\u2019re cutting out coupons from newspapers or using online promo codes online, go ahead and apply that discount!<\/p>\n\n\n\n Another way to discount your next shop is paying in 1 with Zilch. You\u2019ll instantly receive Zilch Rewards which you can put towards your next purchase or save for a bigger future purchase.<\/p>\n\n\n\n Try these back-to-school shopping hacks now to get ahead. Remember to always spend responsibly! Best of luck for the upcoming school year!<\/p>\n","protected":false},"excerpt":{"rendered":" It\u2019s almost the start of another school year. Whether you\u2019re a parent looking to prep your kids or a college student on the lookout for back-to-school shopping hacks, we\u2019ve got you covered. Reduce unnecessary expenses and rushing for last-minute purchases by getting your back-to-school shopping done now. Here\u2019s one helpful tip for you: Zilch it. […]<\/p>\n","protected":false},"author":4,"featured_media":6810,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[7],"tags":[],"class_list":["post-6809","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-trend-guides"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.dev.zilch.com\/us\/wp-json\/wp\/v2\/posts\/6809","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.dev.zilch.com\/us\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.dev.zilch.com\/us\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.dev.zilch.com\/us\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.dev.zilch.com\/us\/wp-json\/wp\/v2\/comments?post=6809"}],"version-history":[{"count":0,"href":"https:\/\/www.dev.zilch.com\/us\/wp-json\/wp\/v2\/posts\/6809\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.dev.zilch.com\/us\/wp-json\/wp\/v2\/media\/6810"}],"wp:attachment":[{"href":"https:\/\/www.dev.zilch.com\/us\/wp-json\/wp\/v2\/media?parent=6809"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.dev.zilch.com\/us\/wp-json\/wp\/v2\/categories?post=6809"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.dev.zilch.com\/us\/wp-json\/wp\/v2\/tags?post=6809"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}![\"\"](\"https:\/\/www.dev.zilch.com\/us\/wp-content\/uploads\/sites\/2\/2022\/08\/Inset-Image-1-Desktop.jpg\")
<\/figure>\n\n\n\nDo an inventory.<\/strong><\/h2>\n\n\n\n
Reuse what you can.<\/strong><\/h2>\n\n\n\n
Shop clearances and sales.<\/strong><\/strong><\/h2>\n\n\n\n
Spread out your purchases.<\/strong><\/h2>\n\n\n\n
Make the most of student discounts.<\/strong><\/h2>\n\n\n\n
![\"\"](\"https:\/\/www.dev.zilch.com\/us\/wp-content\/uploads\/sites\/2\/2022\/08\/Inset-Image-2-Desktop.jpg\")
<\/figure>\n\n\n\nExplore thrift stores and second hand options.<\/strong><\/h2>\n\n\n\n
Go for price match offers.<\/strong><\/h2>\n\n\n\n
Split bulk deals.<\/strong><\/h2>\n\n\n\n
Collect coupons.<\/strong><\/h2>\n\n\n\n