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From 14.9% APR Representative
Spend responsibly, spending more than you can afford could seriously affect your financial status. Credit subject to status, 18+, UK residents only. T&Cs apply. Representative Example: 14.9% APR Rep based on a total spend: £1,000 (+£11.50 fees). Total repayable: £1,011.50 paid over 6 weeks or 3 months, 1st payment £11.50, then 2 payments of £333.33 and a final payment of £333.34.Earn more Rewards on every shop and spend them
wherever you like – just enable
your card before checkout. T&Cs apply
when you Pay now.
when you Pay over time. T&Cs apply
In your phone and your pocket.
*Fees may apply
Get the answers you need, faster.
Get 2-for-1 or 25% off food and drink at thousands of UK restaurants. Plus, unlock savings on cinema tickets and top attractions, including Alton Towers, Legoland, Sea Life and more.
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More Rewards. More perks. Every time you shop. T&Cs apply
Join over 5m customers
“I love how flexible the payment options are”
“Hassle-free service and no hidden charges”
“Easy as 1, 2, 3 and makes shopping a joy”
Zilch Standard
Zilch Plus
Physical card
Rewards when
you
Pay now
Rewards when you Pay
over time via the app
Rewards when you Pay
over time outside the app
Spend Rewards
Priority Customer Support
tastecard membership
Zilch Standard
Free£4.99 card fee
2–5%
In-app only
Zilch Plus
£3.99/monthFree
3–6%
1%
0.25%
Everywhere
We've got the answers.
Explore FAQs
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How do Zilch Rewards Work?
When you make a Pay now purchase using Zilch, you’ll get up to 5% back in Rewards. You can save them up or spend them straight away online or in-store. Rewards are credited to your account instantly, so you can keep a tab on how much you’re earning – you’ll see yours racking up in the top right corner of the app.
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How do I sign up?
You can sign up to Zilch in just a couple of taps. First, download the Zilch app via the App Store or Google Play Store, then tap Create account and follow the simple instructions. We’ll run a soft credit check and verify your ID. Once you’re approved, you’ll be able to start spending same day.
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How do I get in touch?
Our Customer Support team is here to help seven days a week. You can speak to them via Live Chat in the app (9am–6pm) or give us a call on 020 3405 9775 (9am–5pm).
